| Name Of Scheme | JYOTI PROFIT SCHEME (JPY) |
| Scheme available at branch | All branches |
| Eligiblity |
Membership with jcssss |
| charges for non-mantaining the account |
0.5% deduction |
| charges for pre-maturity |
30% deduction in deposits, Rs.100 for per passbook and no interest on deposit. |
| Opening Amt.(per month) |
500/- to 5000/- (In the gap of 500/-) |
| Account Period |
48 months (1460 days) |
| Interest Rate |
8%(compound interest) for 48 months+ 8% flat interest of 12 months+ 15% bonus(if regular account) |
| Maturity Period |
1 month |