Privacy Policy

PRIVACY POLICY
Privacy Policy- JCSSSS LTD

(“we, “our, “or” us”) is committed to protect your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by JCSSSS Credit co-operative Society.

This Privacy Policy applies to our website – jcssss.com, and its associated subdomains
(collectively, our “Service”) alongside our application – JCSSMOBILE

By accessing or using our Service, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy and our Terms of Service.

Definitions and key terms

For this Privacy Policy:

Cookie: small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, remember information about you such as your language preference or login information.

Company: when this policy mentions “Company,” “we,” “us,” or “our,” it refers to JCSSSS Credit co-operative Society having office at – ‘2, main dharmveer market, Badarpur, New Delhi 110044
’- that is responsible for your information under this Privacy Policy. Country: where JCSSSS Credit co-operative Society or the owners/founders of JCSSSS Credit co-operative Society are based, in this case is India.
Customer: refers to the company, organization or person that signs up to use the JCSSSS Credit co-operative Society Service to manage the financial/accounting records and provide other related services to their customers/service users.
Device: any internet connected device such as a, tablet, computer or any other device that can be used to visit JCSSSS Credit co-operative Society and use the services.
IP address: Every device connected to the Internet is assigned a number known as an Internet protocol (IP) address. These numbers are usually assigned in geographic blocks. An IP address can often be used to identify the location from which a device is connecting to the Internet. Personal Data: any information that directly, indirectly, or in connection with other information — including a personal identification number — allows for the identification or identifiability of a natural person.
Service: refers to the service provided by JCSSSS Credit co-operative Society as described in the relative terms (if available) and on this platform.
Website: jcssss.com
You: an entity that is licensed user of JCSSSS Credit co-operative Society or their customers/service users.

What Information Do We Collect?
We collect information from you when you login to our Mobile App:

Name /Username
Phone Numbers
Email Addresses
Mailing Addresses
We also collect information from mobile devices for a better user experience, although these
features are completely optional:

How Do We Use the Information We Collect?

Any of the information we collect from you may be used in one of the following ways:
To personalize your experience (your information helps us to better respond to your individual
needs)
To improve our service (we continually strive to improve our service offerings based on the
information and feedback we receive from you)
To improve customer service (your information helps us to more effectively respond to your
customer service requests and support needs)
To process transactions
To administer a contest, promotion, survey or other site feature When
do we use customer information from third parties?

We receive some information from the third parties when you login to our portal or app. For
example, when you submit your email address to us to show interest in becoming our customer,
we receive information from a third party that provides automated fraud detection services to us.
You can control how much of your information social media websites make public by visiting
these websites and changing your privacy settings.

Do we share the information we collect with third parties?

We may engage trusted third-party service providers to perform functions and provide services
to us, such as hosting and maintaining our servers and our service, database storage and
management, e-mail management, storage marketing, credit card processing, customer service
and fulfilling orders for products and services you may purchase through our platform. We will
likely share your personal information, and possibly some non-personal information, with these
third parties to enable them to perform these services for us and for you.

We may also disclose personal and non-personal information about you to government or law
enforcement officials or private parties as we, in our sole discretion, believe necessary or
appropriate in order to respond to claims, legal process (including subpoenas), to protect our
rights and interests or those of a third party, the safety of the public or any person, to prevent or
stop any illegal, unethical, or legally actionable activity, or to otherwise comply with applicable
court orders, laws, rules and regulations.

Where and when is information collected from customers and end users?

We will collect personal information that you submit to us. We may also receive personal
information about you from third parties as described above.

How Do We Use Your Email Address?

By submitting your email address on this both, you agree to receive emails from us. You can
cancel your participation in any of these email lists at any time by clicking on the opt-out link or
other unsubscribe option that is included in the respective email. We only send emails to people
who have authorized us to contact them, either directly, or through a third party. We do not send
unsolicited commercial emails, because we hate spam as much as you do. By submitting your
email address, you also agree to allow us to use your email address for customer audience
targeting on sites like Facebook, where we display custom advertising to specific people who
have opted-in to receive communications from us. Email addresses submitted only through the
order processing page will be used for the sole purpose of sending you information and updates
pertaining to your order. If, however, you have provided the same email to us through another
method, we may use it for any of the purposes stated in this Policy. Note: If at any time you
would like to unsubscribe from receiving future emails, we include detailed unsubscribe
instructions at the bottom of each email.

Could my information be transferred to other countries?

We are incorporated in India. Information collected via our website, through direct interactions
with you, or from use of our help services may be transferred from time to time to our offices or
personnel, or to third parties, located throughout the world, and may be viewed and hosted
anywhere in the world, including countries that may not have laws of general applicability
regulating the use and transfer of such data. To the fullest extent allowed by applicable law, by
using any of the above, you voluntarily consent to the trans- border transfer and hosting of such
information.

Is the information collected through our service secure?

We take precautions to protect the security of your information. We have physical, electronic,
and managerial procedures to help safeguard, prevent unauthorized access, maintain data
security, and correctly use your information. However, neither people nor security systems are
fool proof, including encryption systems. In addition, people can commit intentional crimes,
make mistakes or fail to follow policies. Therefore, while we use reasonable efforts to protect
your personal information, we cannot guarantee its absolute security. If applicable law imposes
any non-disclaim-able duty to protect your personal information, you agree that intentional
misconduct will be the standards used to measure our compliance with that duty.

Can I update or correct my information?

This can be done by your Company/organisation or through our portal/app as per the policy of
our licensed user.

Sale of Business

We reserve the right to transfer information to a third party in the event of a sale, merger or other
transfer of all or substantially all of the assets of us or any of its Corporate Affiliates (as defined
herein), or that portion of us or any of its Corporate Affiliates to which the Service relates, or in
the event that we discontinue our business or file a petition or have filed against us a petition in
bankruptcy, reorganization or similar proceeding, provided that the third party agrees to adhere
to the terms of this Privacy Policy.

Affiliates

We may disclose information (including personal information) about you to our Corporate
Affiliates. For purposes of this Privacy Policy, “Corporate Affiliate” means any person or entity
which directly or indirectly controls, is controlled by or is under common control with us, whether
by ownership or otherwise. Any information relating to you that we provide to our Corporate
Affiliates will be treated by those Corporate Affiliates in accordance with the terms of this Privacy
Policy.

How Long Do We Keep Your Information?
We keep your information only so long as we need it to provide service to you and fulfil the
purposes described in this policy. This is also the case for any one that we share your
information with and who carries out services on our behalf. When we no longer need to use
your information and there is no need for us to keep it to comply with our legal or regulatory
obligations, we’ll either remove it from our systems or depersonalize it so that we can’t identify
you.

How Do We Protect Your Information?

We implement a variety of security measures to maintain the safety of your personal information
when you submit, or access your personal information. We offer the use of a secure server. All
supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL)technology
and then encrypted into our Payment gateway providers database only to be accessible by
those authorized with special access rights to such systems, and are required to keep the
information confidential. After a transaction, your private information (credit cards, social security
numbers, financials, etc.) is never kept on file. We cannot, however, ensure or warrant the
absolute security of any information you transmit to us or guarantee that your information on the
Service may not be accessed, disclosed, altered, or destroyed by a breach of any of our
physical, technical, or managerial safeguards.

Governing Law

The laws of India, excluding its conflicts of law rules, shall govern this Agreement and your use
of our service. Your use of our service may also be subject to other local, state, national, or
international laws.

Your Consent
By using our service, registering an account, or making a purchase, you consent to this Privacy
Policy.

Links to Other Websites

This Privacy Policy applies only to the Services. The Services may contain links toother
websites not operated or controlled by JCSSSS Credit co-operative Society. We are not
responsible for the content, accuracy or opinions expressed in such websites, and such
websites are not investigated, monitored or checked for accuracy or completeness by us.
Please remember that when you use a link to go from the Services to another website, our
Privacy Policy is no longer in effect. Your browsing and interaction on any other website,
including those that have a link on our platform, is subject to that website’s own rules and
policies. Such third parties may use their own cookies or other methods to collect information
about you.

Cookies

We use “Cookies” to identify the areas of our website that you have visited. A Cookie is a small
piece of data stored on your computer or mobile device by your web browser. We use Cookies
to personalize the Content that you see on our website. Most web browsers can be set to
disable the use of Cookies. However, If you disable Cookies, you may not be able to access
functionality on our website correctly or at all. We never place Personally Identifiable Information
in Cookies.

Advertising

Advertising keeps us and many of the websites and services you use free of charge. We work
hard to make sure that ads are safe, unobtrusive, and as relevant as possible.

Cookies for Advertising
Cookies help to make advertising more effective. Without cookies, it’s really hard for an
advertiser to reach its audience, or to know how many ads were shown and how many clicks
they received.

Remarketing Services

We use remarketing services. What Is Remarketing? In digital marketing, remarketing (or
retargeting) is the practice of serving ads across the internet to people who have already visited
your website. It allows your company to seem like they’re “following” people around the internet
by serving ads on the websites and platforms they use most.

Payment Details

In respect to any credit card or other payment processing details you have provided us, we
commit that this confidential information will be stored in the most secure manner possible.

Kids’ Privacy

We do not address anyone under the age of 13. We do not knowingly collect personally
identifiable information from anyone under the age of 13. If You are a parent or guardian and
You are aware that Your child has provided Us with Personal Data, please contact Us. If We
become aware that We have collected Personal Data from anyone under the age of 13 without
verification of parental consent, we take steps to remove that information from our servers.

Changes To Our Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page, and/or
update the Privacy Policy modification date below.

Third-Party Services

We may display, include or make available third-party content (including data, information,
applications and other products services) or provide links to third-party websites or services
(“Third- Party Services”).

You acknowledge and agree that we shall not be responsible for any Third-Party Services,
including their accuracy, completeness, timeliness, validity, copyright compliance, legality,
decency, quality or any other aspect thereof. We do not assume and shall not have any liability
or responsibility to you or any other person or entity for any Third-Party Services.

Third-Party Services and links thereto are provided solely as a convenience to you and you
access and use them entirely at your own risk and subject to such third parties’ terms and
conditions.

Tracking Technologies

Google Maps APIs
Google Maps API is a robust tool that can be used to create a custom map, a searchable map,
check-in functions, display live data synching with location, plan routes, or create a mashup just
to name a few.

Google Maps API may collect information from You and from Your Device for security purposes.

Google Maps API collects information that is held in accordance with its Privacy Policy.

Cookies
We use Cookies to enhance the performance and functionality of our service but are
nonessential to their use. However, without these cookies, certain functionality like videos may
become unavailable or you would be required to enter your login details every time you visit our
service as we would not be able to remember that you had logged in previously.

Local Storage
Local Storage sometimes known as DOM storage, provides web apps with methods and
protocols for storing client-side data. Web storage supports persistent data storage, similar to
cookies but with a greatly enhanced capacity and no information stored in the HTTP request
header.

Sessions
We use “Sessions” to identify the areas of our website that you have visited. A Session is a small
piece of data stored on your computer or mobile device by your web browser.

What is personal data?
Any data that relates to an identifiable or identified individual. GDPR covers a broad spectrum of
information that could be used on its own, or in combination with other pieces of information, to
identify a person. Personal data extends beyond a person’s name or email address. Some
examples include financial information, political opinions, genetic data, biometric data, IP
addresses, physical address, sexual orientation, and ethnicity. The Data Protection Principles
include requirements such as:

Personal data collected must be processed in a fair, legal, and transparent way and should only
be used in a way that a person would reasonably expect.
Personal data should only be collected to fulfil a specific purpose and it should only be used for
that purpose. Organizations must specify why they need the personal data when they collect it.
Personal data should be held no longer than necessary to fulfil its purpose.
People covered by the GDPR have the right to access their own personal data. They can also
request a copy of their data, and that their data be updated, deleted, restricted, or moved to
another organization.

Individual Data Subject’s Rights – Data Access, Portability and Deletion
We are committed to helping our customers meet the data subject rights requirements of GDPR.
We process or store all personal data in fully vetted, DPA compliant vendors. We do store all
conversation and personal data for up to 6 years sunless your account is deleted. In which case,
we dispose of all data in accordance with our Terms of Service and Privacy Policy, but we will
not hold it longer than 60 days.

We are aware that if you are working with EU customers, you need to be able to provide them
with the ability to access, update, retrieve and remove personal data. We got you! We’ve been
set up as self-service from the start and have always given you access to your data and your
customers data. Our customer support team is here for you to answer any questions you might
have about working with the API.

Contact Us
Don’t hesitate to contact us if you have any questions. Via Email:
Jcssss@jcssss.com
Corporate Office
2, main dharmveer market, Badarpur, New Delhi 110044
Phone: +91 7290902398 | Email: Jcssss@jcssss.com
Copyright © 2023 JCSSSS CREDIT CO OPERATIVE SOCIETY LTD